Kyle's Technology Resources

I am a student here at USC, and I currently work for Professional Education Services. I am studying business and economics, but my major might change soon.

I enjoy a host of different business and liesure activities. I'd like to list them out here, and this page may change alot as I progress through school, so keep up!

Credit Card Technology 101 Before indulging much into the never-ending list of the advantages and disadvantages of having a credit card, it is very important for people to first have a brief realization of what a credit card really is in order for them to maximize its potentials. In layman’s terms, credit card is a card that allows a person to make purchases up to the limit set by the card issuer. One must then pay off the balance in installments with interest payments. Usually, credit card payment per month ranges from the minimum amount set by the bank to entire outstanding balance. And since it is a form of business, the longer the credit card holder wait to pay off his or her entire amount, the more interest pile up. Since having a credit card is a responsibility, only those people who are of legal age and have the capability to pay off the amount they are going to spend through their credit card, is allowed to have one. Actually, most of the adults in the U.S. use credit card because this is very convenient compared to carrying cash or checks every time they have to purchase something.

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